Dubai Residency Through Property Purchase

Are you looking for a bright future in the heart of the Middle East? Dubai residency through property purchase offers an exceptional opportunity to invest and live in one of the world’s most dynamic cities. This guide will help you understand all the details, conditions, and benefits of obtaining residency through real estate investment in Dubai, enabling you to make the best decision for yourself and your loved ones. intrealestates, as a specialized provider of various properties in Dubai, is ready to assist you on this journey. Whether you’re looking to buy property in Dubai, buy an apartment in Dubai, or even a luxurious penthouse in Dubai or a spacious townhouse in Dubai, we have a diverse range of options for you.

Guide to Residency in Dubai by Buying Property

Obtaining Dubai residency through property purchase is one of the most popular and effective methods for international investors. The UAE, particularly Dubai, aims to attract talented individuals and investors by offering various types of residency visas, with real estate investment being one of the primary avenues. This strategy not only provides profitable investment opportunities but also opens a window to living in one of the safest and most advanced cities in the world.

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Types of Dubai Residency Visas Through Property Investment

Generally, there are two main types of residency visas through property investment in Dubai, each with its own conditions and benefits:

• 2-Year Residency Visa (Taskeen)
• 10-Year Golden Visa

Below, we will delve into the details of each of these visas and their general application process.

1. Dubai 2-Year Residency Visa Through Property Purchase (Taskeen)

This service allows a property investor who owns a property with a purchase value equal to or greater than AED 750,000 at the time of purchase to apply for a two-year renewable residency permit.

Key Conditions for the Investor

• Minimum Property Value: The minimum property value must be AED 750,000.
• Mortgaged Property: If purchasing a mortgaged property, 50% of the property’s value or AED 750,000 must have been paid to the bank, and a No Objection Certificate (NOC) from the bank for residency purposes on the property, along with a mortgage account statement, must be provided.
• Joint Ownership: A husband and wife can be joint owners of a property valued at AED 750,000 or more (a certified copy of the marriage certificate must be provided).

Required Documents for the Investor

• Passport
• Access to e-Certificate of Title / Title deed
• Personal photo
• Health insurance
• Emirates ID (if available)
• Copy of current residency permit / visa (if available)
• Good Conduct Certificate issued by the Emirate of Dubai (addressed to Dubai Land Department)

Family Sponsorship (Spouse and Children):

Spouse and children can be sponsored under this visa.

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Required Documents for Family Residency

• No Objection Certificate (NOC) from the father, attested by a notary public (if the mother is the sponsor).
• For daughters over 18: Proof of marital status from Dubai courts.
• Copy of sponsor’s Emirates ID and original passport.
• New personal photo conforming to General Directorate of Residency and Foreigners Affairs requirements.
• Health insurance.
• Attested marriage certificate.
• Attested birth certificate for children (daughters and sons).
• IBAN number.

Parent Sponsorship (1-Year Residency)

Required Documents for Parent Residency:

• Original Emirates ID and original passport of the sponsor.
• Dependency certificate attested by the consulate.
• Personal photo.
• Health insurance.
• Bank statement for the last 3 months.
• Attested birth certificate.
• IBAN number.

Costs

Processing Time: 7 to 10 working days.

Locations and Contacts

• Al Manara Centre (Cube – Taskeen)
• Email for inquiries: dld-taskeen@dubailand.gov.ae

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2. Dubai 10-Year Golden Visa Through Property Purchase

This service allows a property investor who owns a property with a purchase value equal to or greater than AED 2 million at the time of purchase to apply for a 10-year renewable residency permit. This visa is a better option than typical work visas, as it does not require renewal every 2 years and there is no requirement to enter the UAE every 6 months. This is an unparalleled opportunity for individuals seeking permanent Dubai residency through property purchase.

Key Conditions for the Investor

• Property Value: The property value must be AED 2 million or more, fully owned by the investor (one or more properties) and in the applicant’s name.
• Mortgaged Property: The property may be mortgaged. Only a 20% down payment is required, and the rest can be mortgaged. However, for “Off-Plan” properties (under construction), at least 50% of the property’s value still needs to be paid.
• Applicant Location: The applicant must be inside the UAE.

Required Documents for the Investor

• Passport
• Access to e-Certificate of Title / Title deed
• Personal photo
• Emirates ID (if available)
• Copy of current residency permit (if available)

Family Sponsorship (Spouse, Children, and Parents):

Spouse or husband, children, and parents can be sponsored. An unlimited number of domestic helpers can also be sponsored.

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Required Documents for Family Residency (Spouse and Children)

• No Objection Certificate (NOC) from the father, attested by a notary public (if the mother is the sponsor).
• Undertaking that daughters or sons over 18 are unmarried.
• Original Emirates ID and original passport of the sponsor.
• New personal photo conforming to the Federal Authority for Identity and Citizenship requirements.
• Health insurance.
• Attested marriage certificate.
• Attested birth certificate for children (daughters and sons).
• IBAN number.

Required Documents for Parent Residency

• Original Emirates ID and original passport of the sponsor.
• Dependency certificate attested by the consulate.
• New personal photo conforming to the Federal Authority for Identity and Citizenship requirements.
• Health insurance.
• Attested birth certificate.
• IBAN number.

Costs

Processing Time: 7 to 10 working days.

Locations and Contacts

• Al Manara Centre (Cube)
• Office 21 on the ground floor, Central 1 building, Dubai World Trade Centre (Golden Cube)
• Email for inquiries (Golden Visa Services): dld-taskeen@dubailand.gov.ae
• Email for inquiries (Golden Cube): golden.cube@dubailand.gov.ae

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General Requirements and Conditions for Both Visa Types

Regardless of the chosen visa type, there are important points to note:

• Individual Ownership: The property must be held individually by its owner. Ownership through a company does not qualify for a visa application.
• Property Completion: Property ownership must be complete, evidenced by a title deed issued by the Dubai Land Department (DLD) in the name of the property owner. Buyers of “Off-Plan” properties (under construction) are not eligible for a visa until the property is completed. (Note: For the 10-year Golden Visa, changes were introduced in 2025 that make Off-Plan properties eligible, provided at least 50% of their value has been paid.)
• Physical Presence: The property owner must be physically present in Dubai to apply for the visa; providing a power of attorney to an authorized representative is not acceptable. However, for the issuance of the Emirates ID, the applicant’s physical presence is not required, and the card can be issued through the Federal Authority for Identity, Citizenship, Customs & Port Security (ICP) website and sent to the nearest post office.
• Health Insurance: The applicant must provide health insurance with UAE coverage.
• Multiple Properties: In case of owning multiple properties, as long as the value of the properties (as stated in the title deed) reaches the minimum investment criterion, the owner will be eligible to apply for a residency visa.
• Title Deed: Possession of a title deed is essential.
• Document Upload: Any required documents for upload, such as birth certificates or marriage certificates, or bank letters, can be uploaded to the Dubai Land Department (DLD) Vault.
• Maintaining Ownership: The residency visa is renewable as long as property ownership is maintained.
• Restriction on Property: Upon visa issuance, the Dubai Land Department (DLD) will register a restriction on the property indicating that it was purchased for residency purposes. If the investor wishes to sell their property during the visa period, the DLD will cancel the residency visa, unless the investor can replace it with another property.
• Presence in Dubai: To keep the visa active, the property owner must be present in Dubai at least once every six months. (Important clarification: This applies to regular residency visas. However, for Golden Visa holders, this 6-month entry/exit restriction does not apply, and there’s no need to worry about visa invalidation.)
• Tax Exemptions: The UAE does not impose personal income tax, property tax, capital gains tax, inheritance tax, or gift tax.

General Application Process

The application process for Dubai residency through property purchase involves the following steps:

1. Program Selection: First, you must decide whether to apply for residency through official employment, company registration, or property purchase.
2. Document Preparation: Gather identification documents for all participants in the program. These documents include passports, marriage certificates, children’s birth certificates, good conduct certificates, and property title deeds.
3. Attestation and Translation: Documents must be attested by the consulate and translated into English. They then need to be legalized at the Ministry of Foreign Affairs of the country of origin and later at the Ministry of Foreign Affairs (MOFA) in the UAE.
4. Property Selection: If applying based on property purchase, the purchase agreement must be completed and approved by the Land Department beforehand.
5. Medical Examination: You will need a blood test to rule out infectious diseases and a general medical examination by a doctor to assess your health status. This service must be provided at an accredited medical center.
6. Fee Payment: After document review and medical examination, the relevant fees must be paid.
7. Visa and Emirates ID Receipt: After visa application approval, the applicant’s residency permit is sent via email. With the application approval, the Emirates ID is automatically provided.

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General Benefits of UAE Residency Through Investment

• Long-Term Residency: Possibility of 2-year or 10-year residency (renewable).
• Right to Work and Invest: Ability to work, conduct business, and invest in the UAE.
• Tax Coverage: No personal income tax, capital gains tax, dividend tax, or inheritance tax.
• Access to Financial Services: Access to banking facilities and credit resources.
• High Security: The UAE is considered one of the safest countries in the world to live in.
• Favorable Business Environment: Quick business registration process and no bureaucratic hurdles.
• Advanced Infrastructure: Advanced business centers, recreational areas, and transportation networks.
• Healthcare Benefits: Eligibility for health insurance and access to first-class healthcare facilities.
• S’hail Points Card: Golden Visa holders also receive a S’hail Points Card, offering many discounts and offers across Dubai.

Conclusion

Dubai residency through property purchase is a golden opportunity for investors and individuals seeking a bright future in a secure and dynamic environment. Given the unparalleled conditions and benefits that the Dubai government provides for real estate investors, now is the best time to act and take advantage of these opportunities. By choosing the right property and adhering to all legal procedures, you can easily achieve your goal.